Smartinvest wealth capital

Terms & Conditions

1. Introduction and Acceptance

These Terms and Conditions govern your access to and use of the website https://smartinvestwealthcapital.com, owned and operated by SmartInvest Wealth Capital (“SmartInvest”, “SWC”, “we”, “our” or “us”).

By accessing or using this Website, you acknowledge that you have read and understood these Terms and Conditions and agree to comply with them. If you do not agree with these Terms and Conditions, please discontinue use of the Website.

These Terms and Conditions apply to the Website and its content, including information made available through website pages, enquiry forms, email communications and other related channels, to the extent applicable.

2. Nature of Services

SmartInvest Wealth Capital operates as an AMFI-registered Mutual Fund Distributor, subject to the applicable registration and regulatory requirements.

Our services may include mutual fund distribution, investor onboarding assistance, information about mutual fund schemes, transaction facilitation and investment-related servicing, as applicable.

Information may be communicated through this Website, email, telephone, SMS, WhatsApp or other authorised communication channels.

SmartInvest Wealth Capital is not a SEBI-registered Investment Adviser. The Website is not intended to offer services represented as SEBI-registered investment advisory services, and nothing on the Website should be interpreted as a representation that SWC holds such registration.

Any distribution-related assistance or scheme information provided by SWC is subject to applicable SEBI and AMFI requirements and the terms governing the relevant mutual fund schemes.

3. Website Content and Use of Information

The information on this Website is provided for general informational and investor-education purposes. It may include descriptions of mutual fund schemes, general market information, educational material, financial concepts and other relevant content.

Although we endeavour to keep the information accurate and current, information may become outdated, incomplete or subject to change. We do not guarantee that all Website content will always be accurate, complete, current or available without interruption.

Website content should not be treated as a substitute for official scheme-related documents, statutory disclosures or other information issued by the relevant Asset Management Company (AMC), regulator or authorised service provider.

Before making an investment decision, investors should review the relevant Scheme Information Document (SID), Key Information Memorandum (KIM), Statement of Additional Information (SAI), applicable addenda and other prescribed disclosures.

4. Investment Risks and Disclaimers

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing.

Mutual fund investments involve investment risks, including possible loss of capital. The value of investments and the income from them may rise or fall depending on market conditions and other factors.

  • Mutual funds are not bank deposits and are not insured or guaranteed by any government agency.
  • Mutual funds do not guarantee returns or capital protection unless expressly provided under a particular product’s legally applicable terms; investors must verify the relevant scheme documents.
  • Past performance is not indicative of future results.
  • Different schemes carry different levels of market, credit, interest-rate, liquidity and other risks.
  • Scheme selection should take into account the investor’s financial objectives, risk profile, investment horizon, liquidity requirements, costs and applicable tax implications.
  • Investors may lose some or all of their invested capital.

Any examples, illustrations, historical returns, calculations or performance information published on this Website are for informational purposes and should not be interpreted as a promise, assurance or guarantee of future performance.

5. Distributor Registration and Remuneration Disclosure

SmartInvest Wealth Capital (Rajesh Jain) is represented as an AMFI-registered Mutual Fund Distributor under ARN-7035, with EUIN E034079, as supplied for this Website.

SWC is not a SEBI-registered Investment Adviser. Its mutual fund distribution activities are subject to the applicable registration conditions and regulatory requirements.

As a mutual fund distributor, SWC may receive commissions or other permitted remuneration from mutual fund companies in accordance with applicable arrangements and regulatory requirements.

Direct plans of mutual fund schemes, which do not carry distributor commission, are available through the respective AMCs and other authorised channels, subject to availability.

Investors may request applicable commission and conflict-of-interest disclosures from SWC. Information about distributor remuneration does not alter the risks or terms of the underlying mutual fund scheme.

No representation is made that every scheme, product or investment category is distributed or supported by SWC. Any product offering is subject to applicable authorisations, registrations and regulatory requirements.

6. No Guarantee or Liability for Investment Outcomes

Investment decisions involve risks and depend on individual circumstances and market conditions. SWC does not guarantee investment returns, capital protection, the achievement of financial goals or the performance of any mutual fund scheme.

To the extent permitted by applicable law, SWC shall not be responsible for investment losses arising solely from market movements, changes in scheme performance or decisions made by users based on general Website information.

Nothing in these Terms and Conditions excludes or limits liability where such exclusion or limitation is prohibited by applicable law, nor does it override any applicable statutory, regulatory or contractual obligation.

7. User Responsibilities

By using this Website, you agree to:

  • Provide accurate information when submitting an enquiry or requesting services.
  • Use the Website only for lawful purposes.
  • Avoid attempting to gain unauthorised access to the Website, its systems or its data.
  • Avoid uploading or transmitting malicious software, harmful code or unlawful content.
  • Respect applicable laws and the intellectual-property rights of SWC and third parties.
  • Independently review relevant scheme documents and disclosures before making investment decisions.

You should not share passwords, OTPs, confidential account credentials or other authentication details through unsecured channels or with unauthorised persons.

8. Intellectual Property

Unless otherwise stated, the Website and its original content, including text, graphics, logos, visual designs, layouts and other materials, are owned by SWC or used under appropriate authorisation.

You may access and use Website content for lawful personal and non-commercial informational purposes.

Without prior written permission from the relevant rights holder, you must not reproduce, republish, distribute, modify, commercially exploit or otherwise use protected Website content beyond what is permitted by applicable law.

Nothing in this clause restricts rights that cannot lawfully be restricted, including applicable statutory exceptions.

9. Third-Party Websites and Services

This Website may contain links to third-party websites, including those of AMCs, registrars and transfer agents, regulators, mutual fund platforms and other service providers.

These links are provided for convenience or informational purposes. Their inclusion does not necessarily constitute an endorsement or recommendation by SWC.

SWC does not control third-party websites and is not responsible for their independent content, availability, security or privacy practices. Your access to those websites is subject to their respective terms, policies and applicable laws.

You should verify information obtained from third-party sources before relying on it.

10. Website Availability and Security

We endeavour to maintain the availability and proper functioning of the Website. However, we do not guarantee uninterrupted access, error-free operation or the absence of technical issues.

We may modify, suspend or discontinue any part of the Website where reasonably necessary for maintenance, security, operational or legal reasons.

Users should exercise appropriate caution when transmitting information electronically. Our handling of personal information is described in the Privacy Policy published on this Website.

11. Privacy

The collection, use, storage, disclosure and protection of personal information are governed by our Privacy Policy, which should be read together with these Terms and Conditions.

By providing personal information, you acknowledge the applicable privacy notice. Where consent is required under applicable law, such consent will be obtained separately through the appropriate process.

Privacy Policy: https://smartinvestwealthcapital.com [Insert the final Privacy Policy page URL if different.]

12. Changes to These Terms

SWC reserves the right to revise these Terms and Conditions to reflect changes in its services, Website functionality, business practices, applicable laws or regulatory requirements.

The revised version will be published on the Website with an updated date. Where required by law, appropriate notice or consent will be provided.

Your continued use of the Website after a revision will be subject to the revised terms to the extent permitted by applicable law.

13. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by the laws of India.

Subject to applicable law and the jurisdiction of competent regulatory authorities, disputes arising from the use of this Website shall be subject to the jurisdiction of the competent courts in Delhi, India.

Nothing in this clause limits any statutory rights or remedies available to a user under applicable law.

14. Contact Information

For questions regarding these Terms and Conditions, please contact:

SmartInvest Wealth Capital

Offices: Delhi & Gurugram

Telephone: +91 9625518564

Email: info@smartinvestwealthcapital.com

Important Disclosure: The information on this Website is intended for general informational and investor-education purposes. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. SWC is an AMFI-registered Mutual Fund Distributor and is not a SEBI-registered Investment Adviser.